Long Term Care Insurance

More people today will one day need long-term care (LTC) services at home, in assisted living or in a nursing home — and the cost for care is on the rise. Yet too often, they stop short of preparing for future needs because they’re confused by the myths surrounding LTC products and services.

You probably protect your vehicles and property from common risks like accidents, fires and other damages.  Yet your future is more valuable than your car and your home.  Why not protect the same way?

This Is So Important and often a topic that is forgotten.  If this is not planned for and discussed, it can bring tremendous stress and inconvenience to your loved ones.

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“I’ve witnessed John at being detail oriented and very proficient in everything he tackles. He pays attention to detail as well as being very personable, making clients feel very at ease with him in charge of their business. John is very well respected in his field of expertise, he is honest, trustworthy and extremely knowledgeable. It is very rare to find someone who works hard, understands their business and takes the time to explain sometimes “difficult” concepts clearly. John does it well.”

Julie D.

Vice President at McClain Ozone, Inc.


“When shopping for individual health insurance, John Koeppen was a valuable resource for me. He informed me about different policies, their real costs, and their coverage in clear plain English. He also follows up with me periodically to see if my insurance needs have changed, or inform me about possible rate changes. For those people who are trying to navigate the often confusing insurance market, they will find John as knowledgeable and helpful as I do.”

Kunal B.

Office Manager at S.K. Ghosh Associates Inc.

“Having worked with John for over 15 years, he is a knowledgeable and efficient insurance professional. He truly is a pleasure to work with.”

Denise R.

Owner, Woodmen Financial Resources

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