What is your most important asset – Your home? Your car? Your investment portfolio? If you answered yes to any of these, you answered incorrectly. Your most valuable asset is your ability to make an income. Without an income, you do not have any the above. We can bridge the gap of an employer paid policy.
The good news is we are living longer. The bad news is that the diseases that caused death decades ago are now leaving people disabled. The benefits of disability is if you go on claim and you’ve paid for the policy with your own money, the benefits are non-taxed. If your employer pays for all or part of it, the part the employer pays for IS taxable.
Are you protecting your most valuable asset? Let’s sit down and talk it over.